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Profile photo of a State Farm Agent named: Carolina Espinoza

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State Farm® Insurance Agent

Carolina Espinoza

343 Scott Ct.
Iowa City, IA 52245

Across from Casey's

Profile photo of a State Farm Agent named: Carolina Espinoza

Would you like to create a personalized quote?

Office Info

Office Hours

9am - 5pm
After Hours by Appointment
Call or text us 24 hours a day!

Contact me to schedule a virtual meeting


343 Scott Ct.
Iowa City, IA 52245


English, Spanish

My team and I take great pride in serving our customers and being part of the community. I have been in Johnson County since 2006 and a State Farm Agent since 2007. Previous to becoming an agent, I started my career at Corporate Headquarters in Bloomington, IL in the Finance Department. I am proud to represent State Farm for the last 21 years; and I am honored to be a part of the State Farm family! I am a firm believer of continuous learning. I have earned the following designations to better serve our customers: ChFC®, Chartered Property & Casualty Underwriter (CPCU®), Chartered Life Underwriter (CLU®), and the RICP® designation to further assist with social security and retirement planning. God has blessed me with a loving husband and 3 beautiful girls; ages 8, 15, and 25. My husband and I both work in the agency and work hard with our team to make sure all of our customers are taken care of. In my spare time, I enjoy working out, cooking, traveling, spending time with my family, and having a spa day every now and then!

I attended St. Ambrose University and received my BA in Accounting as well as my MBA. My agency has qualified for several awards including State Farm Ambassadors Club, Senior Vice President’s Club, and President’s Club. My office has over 40+ years of combined insurance experience and I recently celebrated my 16th year as a State Farm agent. I am fluent in Spanish and my parents are from Costa Rica and Peru! Whether you have been a long-time resident in this area or are relocating please give our office a call as we enjoy getting to know our customers and will tell you about all our favorite spots in town!

We serve many families throughout Johnson, Cedar, Linn, and Muscatine County. Many of our customers reside in Iowa City, North Liberty, Tiffin, Coralville, Solon, West Liberty and West Branch, but also have numerous customers that visit our agency from surrounding areas as we can service the entire state of Iowa. My agency provides in-depth knowledge on the following insurance products: Auto, Home, Renters, Life, Business, and Paycheck & Asset Protection.

My team and I consider it a privilege to assist you and your family manage the risks of everyday life. Give us a call, send us a text, e-mail, or simply stop by our office to learn more about the Espinoza Experience!

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Mutual Funds, Annuities

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The mission of the Espinoza State Farm Agency is to honor the opportunity that God has provided. We are here to serve all those that connect with our State Farm Family.  We are COMMITTED to taking the time to understand your risks and goals. We are here to help manage the risks of everyday life, so that you can recover from the unexpected during your greatest times of need.  We are also here to assist you in planning for your future to protect what is most important, and help life go right!

We focus on various types of Auto Insurance, Home Insurance, Life Insurance and also offer Paycheck coverage! In a world that is ever-changing and busy, it is our aim to ease the stress that can come with insurance by creating ADDED VALUE thru the personalized service and knowledge we offer.

We strongly believe that insurance IS NOT a commodity.  Insurance is a PROMISE and goes beyond price...  We believe that people prefer to have a relationship with someone they know and can trust. It is this belief that stands behind everything we do.

Deven Newton State Farm Agent Team Member

Deven Newton

Multiple Line Representative

Happily married, and father of three beautiful daughters. As a former business owner & third generation agent, I bring 20 years of experience to the Espinoza team. My passion is protecting the unforeseen events through life insurance. I am an avid Hawkeye fan and love working in my yard. I truly look forward to the opportunity to assisting you with your needs.
Julian Bujanowski State Farm Agent Team Member

Julian Bujanowski

Account Manager

I currently live in Hills with my wife and our golden retriever, Lola. I have been in the customer service industry for the past 5+ years and I look forward to using my experiences to assist our State Farm customers to better understand their insurance options. In my free time, I enjoy the outdoors. I am an avid sports fan and love to watch football and basketball. I am a lifelong Iowa fan (GO HAWKS)! I am excited to continue to support our community and customers, both new and current.
Ana Calderon State Farm Agent Team Member

Ana Calderon

Customer Service Representative

I am happily married with one beautiful daughter. We live in Florida and love going to the movies and the beach for family time! I have been in the insurance industry for 10 + years. I work remotely and enjoy helping our State Farm customers with their service needs.
Margaret Kruse State Farm Agent Team Member

Margaret Kruse

Customer Relations Representative

Available Positions
Please Note: This opportunity is about potential employment with an independent contractor agent who solicits applications for State Farm products and services, and does NOT result in employment with any of the State Farm Insurance Companies. The employment selection decision , terms and conditions of employment (such as compensation and benefits) are all determined solely by the independent contractor agent.